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Mortgage Rate Madness: They’re Up, They’re Down, Where Will They Land?

(While this article was written to explain current interest rate increases in the “traditional or forward” mortgage-backed securities market, the same principal holds true with interest rate increases with the “reverse” mortg...

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Can A Reverse Mortgage Lead To Foreclosure?

Many people who are interested in getting a reverse mortgage are wondering if this type of loan could lead to a foreclosure. The answer is yes. But there’s one important thing that you need to know. The circumstances that would cause a reverse mortgag...

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Understanding The Volatility of Mortgage Rates

With the economy in a mess, an increasing number of workers are being let go, and bigger parts of the country are ordered to stay at home to prevent the spread of COVID-19, record low interest rates for mortgages were one bright spot within the fin...

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Can You Use Reverse Mortgage For A New Home Purchase

Reverse mortgages are becoming increasingly popular among seniors. Thanks to the HECM program, the elderly who are on their retirement years can tap into their home equity and turn it into a source of income which they will receive every month...

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How Can You Look After Your Older Relatives Amid The Coronavirus Pandemic?

Older people have a higher risk of becoming severely ill if they get infected with the coronavirus. Generally speaking, it says nobody above 65 years old is considered to be an older person however, there’s no defined def...

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Is Reverse Mortgage A Good Solution During A Down Market

An American College of Financial Services professor recommended finding opportunities to use reverse mortgage in a volatile stock market. This type of loan can help preserve a portfolio and offers it a chance to recover.

Take for example ...

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How Much Can Retirees Spend?

With the interest rates declining and turbulent market volatility, a lot of people are thinking about their retirement plan’s viability. Will they have enough to meet their spending goals once they retire?

The 4% rule then comes into the picture. For those who don’...

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Retirement Planning Tips When You’re In Your Mid-60s

Regardless of your age, retirement planning can be quite a challenge. But, there are ways to help you prepare for those golden years. Listed below are retirement planning tips for all those who are currently in their mid-60s.

There was a tim...

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Reverse Mortgage After Death Part 2

What happens to the reverse mortgage after the borrower's death? This is one of the most common questions when it comes to this type of loan.

What happens after death?

When the last surviving borrower of the reverse mortgage has passed, the loan balance wil...

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4 months ago
David Stacy is the most informed mortgage specialist. He will honestly tell you if a reverse mortgage is right for your loved ones
- Lissi W

Personal Analysis

Fill out the following form to receive a personal analysis.  The personal analysis provides specific information based upon your homes value, your age and mortgage balance.  It shows you how a reverse mortgage will work for YOU!

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Longs, SC 29568
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